CAUTION/DISCLAIMER
The material provided herein is of a general nature, and is strictly for informational purposes. The interpretation and analysis are not applicable to everyone. Under no circumstances are the suggestions and tips intended to bring a reader to the point of acting or not acting. The aim is not to incite an individual to buy or sell investments, insurance or other products. Of course, the intent is not to replace or substitute legal or any other advice whatsoever. To the contrary, for more information on these presents, related subjects or any other questions, it is the express recommendation of the author that everyone seek out and consult the appropriate professional or competent adviser.